ARG UK offers an insurance scheme to affiliated groups, to provide public liability insurance (with an excess of £500 on any claim) and personal accident insurance for individual members. Further information on the scheme can be found in ARG UK Advice Note 3 - insurance information
The scheme is free to groups formally affiliated to ARG UK. To benefit from this insurance groups should carry out the following four steps:
1. Confirm affiliation to ARG UK
Visit the ARG UK Affiliation page to find out how.
2. Incorporate health and safety considerations into all events
Most ARG events entail a very low risk of accident or injury. Health and safety measures should, however, be a routine element of all ARG activities. Activities must be planned to minimise the risk of accidents and group members must be adequately trained and equipped for activities. ARG UK has produced a generic ARG UK Generic Risk Assessment and lone working procedures.
3. Keep an accurate record of membership and fully-insured members
Insured ARGs should have a clearly-defined membership system in place and an up-to-date list of membership. All group members requiring personal injury, and member to member cover must complete an ARG volunteer working agreement (revised 2014). Completed forms should be kept by the group as a record of its fully insured members.
4. Keep a record of health and safety measures taken
Groups should keep records of training, attendance at events, risk assessments and measures taken to minimise the risk of accidents
Volunteers from South Lancashire clear scrub from dunes in North Wales to restore sand lizard habitat (below). Not all of the volunteers were ARG members, but as the group was affiliated to ARGUK, the group itself was covered by public liability insurance.